Workers compensation

Workers compensation insurance is required for all California employers. Premiums are based on the job each employee performs and their total wages. Each year you must submit a payroll report to your workers compensation provider to verify the premiums paid.

In California, workers compensation is available from multiple carriers, but most small employers are insured by State Compensation Insurance Fund (State Fund). State Fund is a quasi-state agency formed so that all businesses could obtain workers compensation insurance.

The website with State Fund's application is here.

You can also click here to see a list of local insurance agents to explore other providers.